Ryals Insurance Making molehills out of mountains of your insurance needs If your turning 65 or currently on medicare and would like to know all of your options I can help simplify your needs Medicare is complex What is Medicare?How do I apply, do I need to apply?Are you continuing to work?Do I need to get part A and/or part B now?What is part A, B, C and D?Can I get my part B back into my Social Security?