Making the right Medicare choice can feel overwhelming—but having a trusted expert by your side can make all the difference.

Key Features to Consider in an Advantage Plan

All-In-One Coverage

Combines Medicare Part A (Hospital) and Part B (Medical).

Extra Benefits

Medicare Advantage Plans may include dental, vision, hearing, and wellness programs.

Prescription Drug Coverage

Many plans include Medicare Part D for medications.

Provider Networks

These plans often use HMO or PPO networks, which may require clients to choose in-network providers.

What Does Medicare Advantage Cover?

Medicare Advantage plans include everything Original Medicare covers, plus additional benefits that may include:

  • Prescription Drug Coverage (Part D)
  • Dental and Vision Care
  • Hearing Services
  • Fitness and Wellness Programs
  • Over-the-Counter (OTC) Benefits

Many plans offer zero-dollar premiums or low-cost options, making them an affordable choice for many Medicare beneficiaries. You’ll also have access to a network of providers, so you can manage your healthcare in one plan.

Why Consider Medicare Advantage?

  • Lower out-of-pocket costs compared to Original Medicare.
  • Convenience of managing all coverage through a single plan.
  • Additional services not typically covered by Medicare.

Choosing the right Medicare Advantage plan can be challenging. Lowell Ryals is here to simplify the process and help you find a plan that works for you.

Local Expertise with Lowell Ryals

Navigating Medicare Advantage options can be confusing, but Lowell Ryals is here to help. Serving Southwest Missouri, Lowell offers personalized consultations to:

  • Review your healthcare needs and financial situation.
  • Verify that your doctors, hospitals, and specialists are in-network
  • Explain the various Medicare Advantage plans available.
  • Help you select a plan with the right coverage and benefits for you.

With Lowell, you get more than just a policy—you get peace of mind knowing that every detail has been checked for you.

Get the Most Out of Your Medicare Advantage Plan

Medicare Advantage provides comprehensive coverage and added benefits, all in one plan. If you’re ready to explore your options, Lowell Ryals is here to help guide you through the process.


Lowell Ryals

Lowell Ryals is a trusted independent insurance agent specializing in Medicare, offering personalized care and guidance to clients throughout Southwest Missouri with offices in Springfield and Greenfield.

Get your Questions Answered

Have questions about Medicare? Request a call from Lowell and get personalized guidance tailored to your needs. Fill out the form below, and he’ll be in touch soon!

Call (417) 214-3442 to Find the Medicare Advantage Plan That Fits You