Hospital Indemnity Plans
Financial Protection for Unexpected Hospital Stays
Even with excellent health insurance, a hospital stay can leave you with costly out-of-pocket expenses. A Hospital Indemnity Plan provides additional coverage to help pay for hospital-related costs, offering financial peace of mind when you need it most.
Why Add a Hospital Indemnity Plan?
Offset Out-of-Pocket Costs
Cover deductibles, copayments, and other expenses your health insurance doesn’t pay for.
Flexibility
Use the cash benefits for any purpose, from medical bills to household needs.
Peace of Mind
Prepare for unexpected hospital stays without worrying about financial strain.
What Does a Hospital Indemnity Plan Cover?
We offer a range of Medicare Supplement Plans tailored to fit your budget and lifestyle, including pThese plans are designed to complement your existing insurance by providing cash benefits for:
- Hospital admission and daily hospital stays
- Ambulance transportation
- Intensive care unit (ICU) stays
- Outpatient surgery and more
The benefits are paid directly to you, so you can use the money as needed—for medical bills, travel, or everyday expenses.
Personalized Guidance from Lowell Ryals
Navigating supplemental insurance options can feel overwhelming, but you don’t have to do it alone. Lowell Ryals offers expert guidance to help you:
- Feel confident that you’re protected from unexpected hospital costs.
- Understand how a Hospital Indemnity Plan works alongside your Medicare or health insurance.
- Select the right plan based on your budget and healthcare needs.
Take the Next Step
Protect yourself from the high costs of a hospital stay with a Hospital Indemnity Plan tailored to your needs. Call (417) 214-3442 to schedule a consultation today. Don’t leave your healthcare to chance—get the support you need with a trusted local agent.
Lowell Ryals
Lowell Ryals is a trusted independent insurance agent specializing in Medicare, offering personalized care and guidance to clients throughout Southwest Missouri with offices in Springfield and Greenfield.
Get your Questions Answered
Have questions about Medicare? Request a call from Lowell and get personalized guidance tailored to your needs. Fill out the form below, and he’ll be in touch soon!